The Pulse of
Modern Wealth.
First Credit Digital seamlessly blends institutional-grade financial orchestration with an award‑winning interface. Your entire financial world, always in your hands.
One Platform.
Absolute Control.
The First Credit Connect platform provides a unified real-time view of your entire global financial life — accounts, investments, loans, cards, FX positions, and advisor messages — through a single, encrypted, award-winning interface.
Unified Portfolio Dashboard
Real-time consolidated view across all accounts, investments, and custodial positions in 28 currencies.
Instant Global Payments
Initiate wires, SEPA, and SWIFT transfers to 190+ countries with sub-3 second execution and real-time confirmation.
Private Banker Messaging
End-to-end encrypted direct messaging and video calls with your dedicated relationship manager — always available.
AI-Powered Alerts & Insights
Proactive portfolio alerts, tax event notifications, and market intelligence — personalized to your mandate.
Your Data.
Our Obsession.
First Credit Digital is built on a zero-trust architecture with the same security standards trusted by global intelligence agencies and tier-1 central banks.
256-bit AES Encryption
All data — at rest and in transit — protected by military-grade symmetric encryption with rotating key management.
Biometric & Multi-Factor Auth
Face ID, fingerprint, hardware token, and OTP authentication enforced on every device, every session.
Zero-Knowledge Architecture
Our system is built so that even First Credit engineers cannot access client transaction or portfolio data.
AI Fraud Detection
Behavioral biometrics and ML models flag anomalous transactions in real time, with an average response time under 200ms.
Private Cloud Infrastructure
Geo-redundant private cloud datacenters in California, Singapore, and New York — 99.99% uptime guaranteed.
Regulatory Compliance
Fully compliant with GDPR, DNB, AFM, MAS, SEC regulations. Annual SOC 2 Type II and ISO 27001 certified.
Everything You Need.
Nothing You Don't.
Live Portfolio Tracking
Real-time valuations across all asset classes, updated every 15 seconds during market hours.
Card Management
Freeze, set limits, and configure spending rules for every First Credit card instantly from the app.
Recurring Transfers
Schedule automated payments, standing orders, and investment top-ups with precision controls.
Tax Reports
Automated annual tax packs across all jurisdictions, pre-formatted for your local reporting requirements.
FX Currency Exchange
Institutional-rate FX conversion available in 70+ currency pairs, executed at the interbank rate.
24/7 Digital Concierge
In-app encrypted access to your relationship manager and the global First Credit concierge team, any time.
Built for the Modern Financial Ecosystem.
The First Credit Open API enables seamless, secure integration with leading family office software, ERP systems, accounting platforms, and FinTech partners — eliminating data silos and manual reconciliation.
GET /v2/portfolio/summary
Authorization: Bearer {token}
X-Client-ID: apb_client_001
// Response
{
"status": "ok",
"net_worth_usd": 12847320.42,
"currencies": ["USD", "EUR", "CHF"],
"performance_ytd": 0.084,
"accounts": 7,
"last_updated": "2025-03-17T15:42:33Z"
}Experience First Credit Digital.
Request Access Today.
First Credit Connect is available exclusively to First Credit Bank clients. Contact your relationship manager or apply below to experience the platform.